Your financial architecture. Built in one session.
We guide you through opening the right accounts — high-yield savings, Roth IRA, brokerage — then automate your paycheck so every dollar lands where it should. You keep control. Always.
Your money stays at your banks and brokerages — behind their doors, in your name.
How it works
Five steps. Then your money runs itself.
From the first click to a fully automated paycheck, most clients finish inside two weeks — and the setup session itself takes a single afternoon hour.
1
Choose your plan
Foundation, Momentum, or Concierge — pick the level of setup and follow-through that fits where you are. Every plan ends the same way: accounts open, money moving on its own.
2
Secure intake & e-sign
A short encrypted intake form tells us what you have and what you need. Agreements and disclosures arrive for digital signature — read them, sign them, done.
3
Pay & book your session
Pay securely online, then book a time that fits your schedule. Pick the hour that suits you; we hold it.
4
Guided Zoom setup
Sixty to ninety minutes on Zoom. You share your screen, we share a checklist. You drive, you click, you type every password and MFA code yourself — we never see a credential.
5
Your paycheck goes automatic
Percentage-based direct-deposit splits route every paycheck to the right accounts before you can spend it. Savings, retirement, investing — handled on payday, every payday.
Automation
Percentages, not chores.
Your paycheck splits by percentage the moment it arrives — direct-deposit routing configured to your instructions, in your session. Inside your brokerage, recurring investments and automatic transfers keep working the same way: on your rules, without reminders.
When your paycheck changes, the dollars adjust. The percentages don't.
Example paycheck$2,400
Checking70%$1,680
High-Yield Savings10%$240
Roth IRA10%$240
Brokerage10%$240
A raise to $2,600 sends $1,820 / $260 / $260 / $260 — with no action from you.
Pricing
One clear fee. No percentage of your assets, ever.
Every plan opens the accounts, builds the allocation, and leaves you in full control. Choose how much follow-through you want.
All accounts are opened in your name, at institutions you choose. Fees pay for setup and configuration — never a cut of your money.
Security and control
We never ask for your passwords. Ever.
Your hands on the keyboard
You enter every credential and every MFA code yourself, in every session. There is no moment where we could see, store, or ask for a password — the workflow doesn't allow it.
Your money, your institutions
Your money lives at your banks and brokerages, in accounts opened in your name. We never take custody — not for a day, not for a dollar.
You drive, we guide
Every session runs on your screen, under your control. We bring the checklist and the experience; every click is yours.
No. We're a setup-and-automation concierge. We provide education and configuration help; every decision is yours. We don't give investment advice.
Never. You type all credentials and MFA codes yourself, every time.
At your banks and brokerages, in accounts you own. We never touch it.
Sixty to ninety minutes on Zoom. We share a checklist, you share your screen, and you click everything.
Your splits are percentages, so the dollar amounts adjust automatically. A raise, a bonus, a new job — the system keeps up on its own.
Anytime. Your accounts, your rules.
About
Most people don't need a financial advisor. They need a financial system.
Streamlined Financials is founder-led and deliberately small. One session, plain English, no jargon — we set up the accounts and the automation that most people put off for years, and then we get out of the way. Your money keeps working long after the Zoom call ends.
